CashApp has revolutionized peer-to-peer payments, offering a fast and seamless wayto send, receive, and manage money. But when it comes to accessing your fundsthrough ATMs or using the Cash App Card, there are specific withdrawallimits and fees you need to understand. In this comprehensive guide,we break down everything you need to know about CashApp daily withdrawal limits, ATM limits, debit cardrestrictions, and how to withdraw cash without the card.


CashApp ATM Withdrawal Limit Explained

The CashApp ATM withdrawal limit is currently $310 per transaction, $1,000in 24 hours, and $1,000 per 7-day period. These limits apply whetheryou're withdrawing from an in-network or out-of-network ATM. Even if you trymultiple ATMs, the combined total of your withdrawals cannot exceed these capswithin the set time frames.

Key CashApp ATM Limits:

  • Per Transaction: $310
  • Per 24 Hours: $1,000
  • Per 7 Days: $1,000

Understandingthese boundaries is essential to planning your withdrawals and avoidingdeclined transactions due to exceeded limits.


CashApp Daily Withdrawal Limit

The CashApp daily withdrawal limit is particularly important for users whofrequently use their Cash Card. As of now, Cash App limits you to $1,000 perday in ATM cash withdrawals. This limit is reset every 24 hours from thetime of your last withdrawal.

Protip: If you hit the daily limit and needmore cash, consider using your Cash App card for purchases instead, or transferfunds to a linked bank account.


CashApp Debit Card Limit Overview

CashApp issues a customizable debit card called the Cash Card, which is tieddirectly to your Cash App balance. Alongside ATM limits, the card also has spendinglimits:

Thesefigures cover all types of spending, including in-store purchases, onlinepayments, and peer-to-peer transactions using the Cash Card.


CashApp Card Withdrawal Limit

The withdrawallimit using the Cash App Card is the same as the ATM withdrawal limits: $310 per transaction, $1,000 per day, and $1,000 per week.These limits cannot be increased unless Cash App updates its policy or enablesaccount-specific reviews for higher limits.


Whatis Cash App's ATM Limit?

Torecap, the ATMlimit on Cash App is:

  • $310 per withdrawal
  • $1,000 per 24 hours
  • $1,000 per rolling 7-day period

Nomatter where you withdraw from, these limits remain standard unless Cash Appraises them.


Howto Increase Cash App ATM Withdrawal Limit

Currently, Cash App does not allow users to request a manual increase on ATMwithdrawal limits. However, verifying your identity in the app may openup access to higher transfer and sending limits for other transactions. Fornow, ATM limits remain fixed even after verification.

Toverify your identity:

1. Open the Cash App

2. Go to your profile

3. Tap "Personal"

4. Enter your full name, DOB, and SSN


WhatATM Can I Use My Cash App Card for Free?

CashApp charges a $2.50 fee per ATM withdrawal, plus any additional feeimposed by the ATM operator. However, you can get reimbursed for ATM fees if you set up Direct Deposit and receive at least $300 per month.

Stepsto Get Free ATM Withdrawals with Cash App:

  • Set up Direct Deposit in the app.
  • Receive $300+ in qualifying direct deposits within a 30-day period.
  • Cash App reimburses up to 3 ATM fees per 31 days, up to $7 per withdrawal.

There’sno specific bank ATM that waives fees automatically—Cash App handles thereimbursement after the withdrawal is made.


WhereCan I Withdraw Money from Cash App for Free?

To withdraw money from Cash App for free, the best strategy is:

  • Use your Cash Card at stores to get cash back during a purchase.
  • Set up Direct Deposit to qualify for ATM fee reimbursement.
  • Transfer to your bank using the Standard (free) deposit option, which takes 1–3 business days.

Retailerslike Walmart, Walgreens, CVS, and many grocery stores offer cash-back with purchases, allowing you to avoid ATM fees entirely.


CashApp Cash Limit

The cash withdrawal limit via ATM or Cash Card is subject to the same $1,000daily and $1,000 weekly cap. However, there is no limit on receiving funds into your Cash App balance. If you need to access more cash, your best bet istransferring funds to a bank and using traditional banking withdrawal methods.


HowMuch Can You Withdraw from Cash App at ATM?

Youcan withdraw up to $310 per transaction from an ATM, not exceeding $1,000in a 24-hour period. This applies across all ATMs and is consistent forboth verified and unverified users.


Whatis the ATM Domestic Withdrawal Fee for Cash App?

  • Standard ATM fee: $2.50 per transaction
  • Additional fee: May be charged by ATM operator
  • Reimbursement: Up to 3 ATM withdrawals (up to $7 each) per 31 days with $300+ direct deposit

Alwayscheck the on-screen fee notification at the ATM before confirming yourtransaction.


Howto Withdraw Money from Cash App Without Card

Ifyou don’t have access to your Cash Card, you can still withdraw money fromCash App using the following methods:

1.Transfer to a Linked Bank Account

  • Open Cash App
  • Tap “Banking”
  • Tap “Cash Out”
  • Choose standard (free) or instant (with fee) deposit

2.Use Apple Pay or Google Pay

Ifyour Cash Card is linked to a digital wallet, you can use the balance to makepurchases or send money to another wallet account that supports withdrawals.

3.Send Money to a Trusted Person

Transferfunds to a trusted friend or family member who can withdraw cash on your behalfand give it to you.


Conclusion

Managingyour funds on Cash App is easy once you understand the ATM withdrawal limits, daily and weekly card limits, and how to avoid unnecessary fees.By setting up Direct Deposit, verifying your identity, and using cash-backoptions at retailers, you can stretch your Cash App usage further and smarter.